Are you ready to buy a new car but have concerns about the process? Our GMC dealer near Paterson aims to increase transparency and break down the barriers that stop you from buying a new vehicle. Learn more about common finance terms. Then discover GMC lease deals available at McGuire Buick GMC.
Common finance terms
Navigating the paperwork can be tricky. But once you know what the words mean, then it’s easier to see what you’re getting into. When looking over our website, or filling out your finance application, here are a couple of terms that you’ll come across.
Finance. The term finance means you’re taking out a loan for your car. Our GMC dealer offers a variety of loans for both new and used models. When you pay off your loan, then you own your vehicle in full.
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Routine maintenance for a GMC Arcadia
When you purchased your GMC Arcadia, then you also received an owner’s manual. This guide recommends certain services that you should regularly schedule to ensure smooth year-round performance. Our team handles all of your routine maintenance, so you don’t have to worry about doing it yourself. Along with oil changes, we also replenish or replace fluids and inspect your filter...
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When it comes to a family vehicle, Buick understands that function is just as important as style. That’s why every trim of the 2020 Buick Envision comes with standard features that are tough to find on the base trims of other models. For instance, the hands-free power liftgate and cargo rear seat release lever make shopping and travel incredibly easy. Simply kick your foot under the back of the vehicle to open the trunk fo...
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2019 Buick Encore Details
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What Finance Terms Mean for Car Buyers in Little Falls, NJ
If you're thinking about buying a new or used car, you might be wondering how to finance your purchase. At McGuire Buick GMC, we know financing can seem intimidating, especially if you've never been through the process. Today, we're going to briefly explain what some of the most common finance terms actually mean.
Basics of Car Financing
To allow you the flexibility to make payments after purchasing or leasing a vehicle, a bank will lend you money to help you pay for the vehicle, which you'll then repay over time. The terms of your finance agreement can vary depending on a few factors, including:
Interest rate: This is the additional annual charge that is added to the amount borrowed. For example, a 2.9% APR (annual percentage rate) for 60 months means that in addition to the amount you b...