GM Financing FAQ

When it comes to GMC financing, ensuring that you’re completely informed is absolutely vital. Knowing all the critical information about loans and leases helps you make a better decision that saves you money and fits your budget. It also streamlines the process and reduces the time spent at our dealership. Visit us at McGuire Buick GMC to learn more today.

Should I Lease or Finance?

There are reasons to select both leasing and financing. A lease won’t be as expensive as a comparable loan, but you will have to return the vehicle once the leasing period ends. On the other hand, once you’ve fully paid off a loan, you become the full-time owner of your new GMC vehicle and can do as you please.

Can I Finance a Used Car?

Financing a used car is just as easy as financing a brand-new one. Our team of financial experts can work with you to find a loan with favorable terms. You can also apply for a loan using our convenient online portal.

Can I Get a Loan with Poor Credit?

We offer loans for people with all credit scores. However, it may be beneficial to raise your credit score before applying for a loan since a higher credit score can greatly reduce the interest rate you’ll pay over time.

How Much of a Down Payment Should I Make?

There is no strict rule for how much of a down payment you need to make, but a larger down payment reduces the amount of interest you need to pay throughout the contract. It’s important to find a balance that supports your budget. Most experts recommend putting at least 20 percent of the car’s initial cost as a down payment.

Why Finance at a Dealership?

While it’s possible to get an auto loan at your local bank or credit union, it’s not nearly as convenient as doing so at our dealership. We offer a one-stop shop for all your financing needs, whether you’re looking for a new or used vehicle.

Find Your Next New GMC Vehicle in Little Falls, NJ, Today

If you have any additional questions about financing, contact our Little Falls, NJ, GMC dealership. Once you’ve found your ideal vehicle, be sure to ask about our current new GMC specials to save extra money. Visit us today or give us a call to get started!